*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{font-size:16px}
body{background:#bfc4fe;color:#111;font-family:'Segoe UI',Arial,sans-serif;overflow-x:hidden;min-width:0}
img{display:block;max-width:100%;height:auto}
a{color:inherit;text-decoration:none}
ul{list-style:none}
.pg-wrap{max-width:1200px;margin:0 auto;padding:0 10px;width:100%}

/* BUTTONS */
.btn-si{background:transparent;border:1.5px solid #f08f0c;color:#f08f0c;padding:7px 14px;border-radius:4px;font-size:.88rem;cursor:pointer;white-space:nowrap;transition:background .2s,color .2s;display:inline-block}
.btn-si:hover{background:#f08f0c;color:#fff}
.btn-su{background:#f08f0c;color:#fff;padding:7px 14px;border-radius:4px;font-size:.88rem;cursor:pointer;white-space:nowrap;transition:opacity .2s;display:inline-block}
.btn-su:hover{opacity:.85}
.cta-btn{display:inline-block;background:#f08f0c;color:#fff;padding:11px 24px;border-radius:5px;font-size:.93rem;font-weight:600;transition:opacity .2s;text-align:center;white-space:nowrap}
.cta-btn:hover{opacity:.85}

/* HEADER */
header{background:#0d1079;position:sticky;top:0;z-index:900;box-shadow:0 2px 8px rgba(0,0,0,.4)}
.hdr-inner{display:flex;align-items:center;justify-content:space-between;height:56px;max-width:1200px;margin:0 auto;padding:0 10px}
.hdr-logo img{width:180px;height:29px;object-fit:contain;display:block}
.desk-nav{display:none}
.hdr-btns{display:none}

/* MOBILE TOGGLE */
.mob-tog{background:none;border:none;cursor:pointer;display:flex;flex-direction:column;justify-content:space-between;width:24px;height:18px;padding:0;flex-shrink:0}
.mob-tog span{display:block;height:2px;background:#fff;border-radius:2px}

/* SUBMENU GLOBAL HIDDEN STATE */
.desk-nav .sub-menu{display:none;position:absolute;top:calc(100% + 5px);left:0;background:#0d1079;box-shadow:0 4px 12px rgba(0,0,0,.35);z-index:200;list-style:none}
.mob-menu .sub-mob{display:none;background:rgba(0,0,0,.2);padding-left:14px;list-style:none}

/* MOBILE MENU */
.mob-menu{position:fixed;top:0;left:0;width:100%;height:100%;background:#0d1079;z-index:1000;display:flex;flex-direction:column;padding:0 14px 24px;overflow-y:auto;overflow-x:hidden;transform:translateX(100%);transition:transform .28s ease}
.mob-menu.open{transform:translateX(0)}
.mob-top{display:flex;align-items:center;justify-content:space-between;height:56px;flex-shrink:0}
.mob-top img{max-width:160px;height:auto}
.mob-cls{background:none;border:none;color:#fff;font-size:1.5rem;cursor:pointer;line-height:1;padding:4px 8px}
.mob-menu nav ul li{border-bottom:1px solid rgba(255,255,255,.1)}
.mob-menu nav ul li a,.mob-menu nav ul li span.nav-mob{display:block;color:#fff;padding:13px 0;font-size:1rem}
.mob-menu nav ul li span.nav-mob{color:#f08f0c}
.mob-row{display:flex;align-items:center;justify-content:space-between}
.mob-row a{flex:1;color:#fff;padding:13px 0;font-size:1rem;display:block}
.sub-arr-mob{color:#f08f0c;font-size:.8rem;cursor:pointer;padding:13px 6px 13px 10px;flex-shrink:0;transition:transform .2s;display:block}
.sub-arr-mob.open{transform:rotate(180deg)}
.mob-menu .sub-mob.open{display:block}
.mob-menu .sub-mob li a{font-size:.93rem;padding:10px 0;display:block;color:#fff}
.mob-auth{margin-top:20px;display:flex;flex-direction:column}
.mob-auth .btn-si{text-align:center;padding:12px;margin-bottom:10px}
.mob-auth .btn-su{text-align:center;padding:12px}

/* DESKTOP NAV */
@media(min-width:1081px){
.desk-nav{display:flex;align-items:center}
.desk-nav ul{display:flex;align-items:center}
.desk-nav ul li{position:relative;display:flex;align-items:center}
.desk-nav ul li a,.desk-nav ul li .nav-active{display:inline-flex;align-items:center;color:#fff;padding:8px 12px;font-size:.93rem;white-space:nowrap;height:56px;transition:color .2s}
.desk-nav ul li .nav-active{color:#f08f0c;cursor:default}
.desk-nav ul li a:hover{color:#f08f0c}
.sub-arr{color:#fff;font-size:.7rem;cursor:pointer;padding:0 8px;height:56px;display:inline-flex;align-items:center;transition:transform .2s;background:none;border:none}
.has-sub:hover .sub-arr{transform:rotate(180deg)}
.has-sub::before{content:'';position:absolute;bottom:-5px;left:0;right:0;height:5px;background:transparent}
.desk-nav .sub-menu li a{display:block;color:#fff;padding:8px 16px;white-space:nowrap;font-size:.9rem;height:auto}
.desk-nav .sub-menu li a:hover{color:#f08f0c}
.desk-nav .has-sub:hover .sub-menu{display:block}
.hdr-btns{display:flex;align-items:center;gap:10px}
.mob-tog{display:none}
}

/* LEGAL TOP */
.legal-top{background:#0d1079;padding:44px 0 36px}
.legal-top h1{color:#fff;font-size:clamp(1.4rem,4vw,2rem);font-weight:700;line-height:1.25;margin-bottom:10px}
.legal-date{color:#aab0ff;font-size:.85rem;margin-bottom:14px}
.legal-top p:not(.legal-date){color:#d0d4ff;font-size:clamp(.88rem,2.5vw,.97rem);line-height:1.65}
@media(max-width:280px){
.legal-top h1{font-size:1.15rem}
.legal-top p{font-size:.78rem}
}

/* LEGAL BODY */
.legal-body{padding:40px 0 48px}
.legal-content-solo{background:#fff;border-radius:8px;padding:28px 24px;box-shadow:0 2px 8px rgba(13,16,121,.09)}
.legal-content-solo h2{font-size:clamp(1.05rem,3vw,1.2rem);color:#0d1079;margin:24px 0 8px}
.legal-content-solo h2:first-child{margin-top:0}
.legal-content-solo p{color:#222;line-height:1.7;margin-bottom:12px;font-size:.93rem}
.legal-content-solo p:last-child{margin-bottom:0}
.legal-content-solo a{color:#3a3fb5;text-decoration:underline;transition:color .2s}
.legal-content-solo a:hover{color:#f08f0c}
@media(max-width:280px){
.legal-content-solo{padding:16px 12px}
.legal-content-solo h2{font-size:.93rem}
.legal-content-solo p{font-size:.8rem}
}

/* FOOTER */
footer{background:#0d1079;padding:32px 0 18px}
.ftr-wrap{max-width:1200px;margin:0 auto;padding:0 10px;display:flex;flex-direction:column;gap:20px}
.ftr-nav{display:flex;flex-wrap:wrap;gap:8px 16px;justify-content:center}
.ftr-nav a{color:#aab0ff;font-size:.85rem;white-space:nowrap;transition:color .2s}
.ftr-nav a:hover{color:#f08f0c}
.ftr-logos{display:flex;flex-direction:column;gap:14px}
.ftr-logos-pay,.ftr-logos-prov{display:flex;flex-wrap:wrap;gap:12px 18px;align-items:center;justify-content:center}
.ftr-logos-pay img,.ftr-logos-prov img{opacity:.8;height:25px;width:auto;max-width:130px;flex-shrink:0}
.ftr-btm{display:flex;flex-direction:column;gap:14px;align-items:center}
.ftr-lic{color:#7880cc;font-size:.76rem;line-height:1.6;text-align:center;max-width:900px}
.ftr-lic a{color:#aab0ff;text-decoration:underline}
.ftr-trust{display:flex;gap:12px;align-items:center;justify-content:center;flex-shrink:0}
@media(min-width:769px){
.ftr-btm{flex-direction:row;justify-content:space-between;align-items:flex-end}
.ftr-lic{text-align:left}
}
@media(max-width:280px){
.ftr-nav a{font-size:.75rem}
.ftr-lic{font-size:.68rem}
.ftr-logos-pay img,.ftr-logos-prov img{height:18px}
}